Finance designed for small businesses

Connect with your Xero account. 

Get a quote

What is a Business Cash Advance?

Our finance is a simple solution based on advancing your future customer credit and debit card payments. You'll never be subject to any penalties, late fees or APR. Ever.

How does it work?

Your payments to Liberis are taken automatically through a small, agreed percentage of your customer card takings. This way your balance is matched directly to your cash flow, and you only pay us when your customers pay you!

Who is eligible?

If you’ve been trading for over 4 months with a card terminal, and take at least £2.5k in customer card transactions a month, then you’re eligible for a Business Cash Advance from Liberis Finance! Get a quote today. 

Chantal Kirk
Perfect Day Florist

See how it works
Our payment terms work at the pace of your business, with no hidden fees or penalties to slow you down. That means you can relax and get on with what you do best: running your business.
  • Check your eligible for funding and how much for

    Get a quote and find out if you're approved online in under 5 minutes - all without impacting your credit score!

  • Connect your Xero account

    Select the liability and expense accounts to use for your funding and payments to Liberis. We’ll ask you to identify the bank accounts for each.

  • Receive your funding to the designated bank account

    Sit back and relax! Liberis will automatically update your Xero account to reflect the latest status of your advance.

  • Get funding again

    Fast-growing and seasonal businesses often need repeat funding. We can help you access long-term funding at even better rates.
     

Get quote

Trusted, because we care

70%

approval rate

£340m

funded to UK businesses

9/10

customers recommend us

75%

of customers get repeat funding

Business stories

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