Only pay back when you get paid, through a small, agreed % of your customers' credit and debit card takings.
"It remains the case that more SMEs (small to medium sized enterprises) perceive raising finance to be difficult rather than easy." – British Business Bank Investments (BBBI) 2016/17 Report on Small Business Finance.
It's true, raising business finance can be a difficult process; but with the right provider, it doesn’t have to be.
If you've been exploring more traditional routes to finance, such as bank loans or overdrafts, it's likely you've encountered considerable hurdles along the way. Banks typically ask for you to complete lengthy application processes which can take weeks - including your credit history, current cash flow and they will often ask for collateral. None of this guarantees you will be approved or receive your funding when you need it.
In 2007, Liberis Finance recognised the need for a simple small business funding solution in the UK. The solution for this funding gap (estimated at £1bn) comes in the form of a Business Cash Advance; a means of funding focused on how your business is doing overall, rather than just your Credit History. The application process is uncomplicated and stress free: you can get an instant quote online, apply in 5 minutes and receive a decision in as little as 24 hours! And what’s more, we’re supported by the UK Government owned, British Business Bank.
Beverly Botha
The Travelling Cupcake
Get a quick decision online without impacting your credit score
Receive your funding in as little as 24 hours
Once eligible, you can get funding again online or over the phone
Funding from £2,500 to £300,000
One, agreed cost that never changes
Pay back as you earn through a small percentage of your customer card transactions
We always listen carefully to offer you the best finance deals for your needs
9/10 of our customers actively recommend us to others
Support available over the phone or on online chat from 9am-6pm, Monday - Friday.
We know that for seasonal small businesses like Hotels, Pubs and Salons, cash flow isn't always steady. That’s why, with a Business Cash Advance, you don’t ever have to worry about fixed monthly payments. You’ll also never be charged for any late fees, APR or hidden costs; instead, you only pay us back as your customers pay you. Repayments are taken automatically through a fixed % of your monthly customer card takings, so our customers often don’t even notice the impact on their finances.
Our Business Cash Advance is a simple product, responsibly delivered by specialists who are committed to Treating Our Customers Right.
Liberis offers funding built for small businesses:
No matter what your business needs funding for, we’re happy to help. As long as you take at least £2.5K in customer card takings per month and have been in business for 4+ months, then you're eligible to apply for a Liberis Business Cash Advance!
Here's what some of the UK businesses that have taken out a Business Cash Advance have to say about Liberis Finance:
