Pub Business Loans

The funding you need, when you need it, paid back when your customers pay you. No APR, just one fixed cost from as little as 9%.

Finance for pubs and bars

Although the pub and bar sector is one of the largest and most successful in the UK, with over 48,000 pubs, 1,000 breweries and 900,000 employees, recent times have certainly been challenging.

In the last 10 years beer prices have risen exponentially, chain establishments have expanded and supermarkets are offering cut price alcohol. Not to mention the economic downturn has reduced peoples’ leisure spend. All of these factors have affected pub and bar businesses UK wide.

Yet in the face of adversity, the pub trade remains the mainstay of British culture. It is predicted that the number of traditional pubs being reinstated or reopening will increase in coming years.

As a landlord you will have experienced the ups and downs of pub ownership, and know that investing, innovating and staying ahead of the competition is essential to maintaining success. Due to the seasonal nature of the pub trade, many publicans have been turned down by the bank for a business loan. Not securing precious finance when you need it can be incredibly damaging to your business’ progress.

However, if you have been turned down for a pub loan by the bank, Liberis offer an alternative solution in the form of a Business Cash Advance. With us, your repayments are in line with your income, making it the perfect solution for anyone working in a seasonal industry like the pub trade. 

Business loans for small pubs and bars

Liberis can help finance your pub or bar through a cash advance, which is quick and easy to apply for. We fund hundreds of pubs and bars each year for a wide range of purposes including:

  • New kitchen or cellar equipment
  • Soft furnishings and furniture
  • Refurbishment and repairs
  • Garden landscaping and smoking shelters
  • Staff training
  • Promoting your latest events and offers and new menus
  • Website design
  • Any kind of stock – drinks, food, glasses and crockery
  • Immediate cash flow

Whether your pub or bar is established or it’s just got off the ground, you can still apply for a business cash advance, getting access to funds more quickly than a bank loan.

Reasons to choose a cash advance for your pub or bar

Over 70% of businesses are approved for cash advances and the application process is simple and easy to complete, with minimal paperwork and no accounts required. Here are some of the reasons why our customers chose us:

  • Apply in minutes for £2,500-£300,000
  • You pay back only when you earn – no fixed monthly payments
  • You keep 100% of your cash income
  • One clear cost,  no APR
  • No fees, hidden charges or penalties. Ever

How it works

A Business cash advance is an  Advance Of Cash based on future credit and debit card sales. You can borrow between £2,500 and £300,000 and it's repaid via a pre-agreed percentage of your businesses card transactions.

Because payback is directly linked to card takings, it only happens when your business earns. And unlike many other forms of funding, your personal assets are safe! What’s more, if the cash advance takes longer to pay off, the originally agreed repayment cost remains the same. No penalties or fees are added, because there’s no such thing as late payment.

Sources:

Statistics from The Beer and Pub Association

The Liberis Business Cash Advance - Designed to help SMEs
  • Funding from £2.5k to £300k
  • One fixed cost; no APR, varying terms or penalty fees
  • A quick, easy and no hassle onboarding process
  • Higher approval rates than the banks
  • Flexible and painless repayments that support cash flow
  • 80% of customers use us again
Get Your Tailored Quote Now

Our new clever technology will will look at your business and give a quote that's tailored to you.

  • One fixed cost from as little at 9%
  • No APR or penalty fees
  • Get a fast decision online without impacting your credit score
Get a quote

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Registered in England and Wales No: 5654231. Address: Third Floor, Glen House, Glenthorne Road, London, W6 0NG
Liberis is a responsible financial provider. Liberis does not offer 'short-term loans'. The minimum expected duration of a Business Cash Advance is 120 days / 4 months and typical expected durations are 6-12 months. These business financing products are not consumer loans.