Liberis Finance

We provide the funding you need, when you need it. You only pay back when your customers pay you, through a small agreed percentage of your customer debit and credit card transactions. 

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  • Funds from £2.5k to £300k
  • Funding in as little as 24 hours
  • No late fees or APR. Ever.
  • Paid back via a small % of your daily customer card transactions
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Congratulations, you’re eligible for a Business Cash Advance! You can find out more about how it works online, or get a quote and decision online – there’s no impact to your credit score.

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Unfortunately, your business isn’t eligible for a Business Cash Advance at this time. In order to be eligible, you need to:

  • Take at least £2,500 in average monthly customer card takings
  • Have been trading for 4 months or more

If and when your situation changes, then please do come back to us, and we’d love to help!

Trusted, because we care

Supported by the UK Government owned British Business Investments, we’ve provided over £400m in funding to thousands of small UK businesses and won Alternative Lender of the Year two years running.

70%

approval rate

£400m

funded to UK businesses

80%

of customers get repeat funding

9/10

customers recommend us

Business Stories

Liberis Finance are here to help your business thrive! See how we've supported some of our customers below: 

  • Bobby Gordon
    Fella Barbers

    Fella Barbers

    "We were looking to expand and add new chairs to the shop. So we spoke to Liberis Finance about their flexible funding solutions and took out our first Business Cash Advance with them in 2015. It was super helpful from the start, I just couldn’t fault it.The extra funding meant we could flip the shop over and refit it entirely - whilst only paying it off as our customers paid us. We managed to fit another chair in to the shop and, as soon as we had that, things started to get really busy.”

    View Business Story

  • Simon Falk
    Simon Falk Eyecare

    Simon Falk Eyecare

    "The funding has allowed me to really change the face of the practice. It put me ahead of the game and the business is really benefiting. Plus there isn’t the stress of fixed repayments, because pay back is based on my credit card takings, so it doesn't hurt if we only have an ‘okay’ month."

    View Business Story

  • Bahzad Yad
    Quick Stop Food & Wine

    Quick Stop Food & Wine

    “When I’m buying stock, there are often special offers that I can’t afford to miss - especially in the run up to busy holidays like Easter. Having access to finance allows me to buy more stock at better prices, and helps me to stand out with a wider variety of products on sale.”

    View business story

  • Sue Tingle
    Isobel May

    Isobel May

    "Staff are very friendly and super helpful. I can phone up on a Thursday and the money is in my account on Friday. I would definitely recommend Liberis. My daughter, who is an accountant, does my books for me and she approves!”

    View Business Story

  • Michelle Mason
    Gymboree Play and Music

    Gymboree Play and Music

    "Everything about a bank loan is fixed, from the payments to when you pay it off. The terms are too rigid for a small business like this. With a cash advance, there’s no fixed payment amount or term."

    view business story

The Golden Lion
Simone Taylor

Award winning business finance

Our payment terms work at the pace of your business, with no hidden fees or penalties to slow you down. That means you can relax and get on with what you do best: running your businesses.

  • Apply online in 5 minutes

    You can get a no-obligation decision online on your funding in under 5 minutes - all without impacting your credit score. And we usually say “yes”, with 70% of applications approved!

  • Only pay when you get paid

    Payments are taken via an agreed percentage of your customer credit and debit card takings - perfectly mirroring your business’ cashflow.

  • Support your business long-term

    Finance can help unlock potential – it’s not just there for the bad times. That’s why 75% of our customers come back to us time and again to make finance a part of their ongoing business success.
     

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