Liberis Finance

We provide the funding you need, when you need it. You only pay back when your customers pay you, through a small agreed percentage of your customer debit and credit card transactions. 

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Flexible

Free your business with funding that you only pay back when your customers pay you, through a % of your customers' card transactions. 

Fast

Get a decision online without impacting your credit score. And you could receive funding in as little as 24 hours.

Support

You know your business; we know finance. So we always work with you to find the best solution for your needs.

Trust

We’re here to help you invest, strengthen and grow - that’s why over 80% of our customers get repeat funding. 

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The Golden Lion
Simone Taylor

Award winning business finance

Our payment terms work at the pace of your business, with no hidden fees or penalties to slow you down. That means you can relax and get on with what you do best: running your businesses.

  • Apply online in 5 minutes

    You can get a no-obligation decision online on your funding in under 5 minutes - all without impacting your credit score. And we usually say “yes”, with 70% of applications approved!

  • Only pay when you get paid

    Payments are taken via an agreed percentage of your customer credit and debit card takings - perfectly mirroring your business’ cashflow.

  • Support your business long-term

    Finance can help unlock potential – it’s not just there for the bad times. That’s why 80% of our customers come back to us time and again to make finance a part of their ongoing business success.
     

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Business stories

Here's what our customers have to say!

  • Chantal Kirk
    Perfect Day Florist

    Perfect Day Florist

    "Working with Liberis is just lovely, they’re so easy to talk to and the process is so straightforward!"

    View Business Story

  • David Moore
    Valley Cruises

    Valley Cruises

    "As most small businesses can agree, the sustainability of cash flow can be put under a lot of pressure when dealing with fixed monthly payments. But by paying as a percentage of my card takings, as I do with Liberis, means that I only pay back as I earn."

    View Business Story

  • Bahzad Yad
    Quick Stop Food & Wine

    Quick Stop Food & Wine

    "I have used an overdraft and some facilities with the bank, but with Liberis I can take out more and pay it back as I earn from my card takings gradually. It works a lot better for me!"

    View Business Story

  • Simon Falk
    Simon Falk Eyecare

    Simon Falk Eyecare

    "The funding has allowed me to really change the face of the practice. It put me ahead of the game and the business is really benefiting. Plus there isn’t the stress of fixed repayments, because pay back is based on my credit card takings, so it doesn't hurt if we only have an ‘okay’ month."

    View Business Story

Trusted, because we care

70%

approval rate

£400m

funded to UK businesses

80%

of customers get repeat funding

9/10

customers recommend us