Liberis Finance

We provide the funding you need, when you need it. You only pay back when your customers pay you, through a small agreed percentage of your customer debit and credit card transactions. 

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How much capital does your business need?

Business Cash Advance

Whether you’re looking to grow your business or just tide things over in the short term, with our Business Cash Advance you only pay back when you get paid.

  • We usually say “yes!” with 70% of applications approved
  • Pay back just one fixed cost, agreed with you up front
  • Receive your funds in as little as 24 hours
  • 9/10 customers recommend us
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Business Cash Advance

Planning something bigger for your business? Our Business Cash Advance is here to help you invest, strengthen and grow at any point in your journey - with better rates each time you refinance!

  • Get a decision online in just 5 minutes - without impacting your credit score
  • Intelligent pricing gives you a fair price based your business 
  • Speak with real funding experts or manage your account online with myLiberis
  • Access repeat funding so you can plan ahead with confidence
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Trusted, because we care


approval rate


funded to UK businesses


customers recommend us


of customers get repeat funding

Charlie Byrd
Bath Signs

See how it works
Our payment terms work at the pace of your business, with no hidden fees or penalties to slow you down. That means you can relax and get on with what you do best: running your business.
  • Apply online in 5 minutes

    Click "get a quote" or give us a call to get a fair single price based on the potential of your business, with no APR or harsh varying terms.

  • Get approved

    No messing, no fuss. After our quick and simple application process, we will give you a quick answer, and it’s usually “yes!”

  • Receive your funds

    We transfer the funds to you in as little as 24 hours, so you can get on with running your business.

  • Get funding again

    Fast-growing and seasonal businesses often need repeat funding. We can help you access long-term funding at even better rates.

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Business stories

See what our customers say about us:

Award winning business finance

At Liberis Finance, we’ve changed the way small business funding works, so your customers can get the money they need without worry and hassle. Supported by the UK Government owned British Business Investments, we’ve provided over £400m in funding to thousands of small UK businesses and won Alternative Lender of the Year two years running.

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