Our Customers

Over £230m of funding provided to thousands of UK businesses

Hospitality
"As most small businesses would agree, the sustainability of cashflow can be put under a lot of pressure when dealing with fixed monthly repayments. But by paying as a percentage of my card takings, as I do with Liberis, means that I pay back only as I earn.” David Moore

Since taking over Valley Cruises in 2010, current business owner David Moore has expanded the business rapidly to meet growing demand. With the flexiblity of a Business Cash Advance, he purchased a new day boat and has been able to expand his business with ease, despite its seasonality.

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Retail
"Liberis' funding is brilliant! I don’t even notice it being paid back and then suddenly it is. There’s no hassle. Plus I never have to worry if I have a slow period."Sue Tingle

Isobel May is a home and interiors shop located in Whitby’s historic Flowergate; stocking a mix of beautiful things for the home such as antiques, chinaware, and lighting. The shop is owned by Sue Tingle, who has worked with Liberis to purchase new stock and upgrade her store with the flexibility of our Business Cash Advance.

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Health and Beauty
“The funding has allowed me to really change the face of the practice, from the way it looks to the services and eyewear I provide, creating a very distinctive offer. It’s put me ahead of the game and the business is really benefitting. Plus, there isn’t the stress of fixed repayments because pay back is based on my credit card takings, so it doesn’t hurt if we only have an ‘okay’ month. ”Simon Falk

Simon Falk established his independent optician in 1999, and set out to offer his clients something different to other high street opticians. Although business has been strong, Simon was in need of extra funding to purchase new stock and refurbish his practice, and so he looked to Liberis for support.

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Retail
"Working with Liberis is just lovely, they’re so easy to talk too and the process is so straightforward. Especially the repayment system . . . it’s a big advantage over paying a monthly fee like you would with the bank"Chantal Kirk

Perfect Day is a florist located in Doncaster. From here, Chantal works – with a little help from her friends and family – to create arrangements for dozens of weddings, funerals and events in the local area. Here's how she used a Business Cash Advance to purchase new stock and equipment for Perfect Day!

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Health and Beauty
"The cash advances have enabled me to invest in things I wouldn’t otherwise have been able to, and has definitely helped grow the business. The speed, simplicity and flexibility of the funding really works for me. We’re looking to branch into more advanced beauty treatments which really help take our offer to another level and I will certainly be using Liberis."Peter Logan

22 years ago business owner Peter Logan opened his hair and beauty salon, Hairteck in Wavertree, Liverpool. As business grew, Peter wanted to expand to offer a wider range of beauty treatments beyond hairdressing. And to support his growth, he spoke to Liberis!

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Retail
"Liberis' Business Cash Advance just works for us. With their funding we’ve been able to keep one step ahead of everyone else, whether that be by building out our stock range or buying new equipment."Wayne Briscoe

Diva Pets is a dog groomers and pet supply store in Doncaster, UK. To secure their spot as the area's top groomers, owners Wayne and Dawn had to think outside the box when it came to their products and services. Find out how a Business Cash Advance helped them to do just that.

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Hospitality
"The way we borrow with Liberis suits us perfectly because the more we invest, the more business comes through the door and the quicker we make our repayments. It’s a symbiotic relationship as far as we’re concerned! " Shelley Walker

Well-loved by locals and tourists alike Paul and Shelley's restaurant, The Potting Shed, has really begun to take off for us over the past few years. Here's how Liberis have helped them to support their growth and renovate the premises.

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Retail
“The repayment system is really flexible so there isn’t the pressure on me and my business that you get with fixed monthly payments. I have used an overdraft and some facilities with the bank, but with Liberis I can take out more and pay it back as I earn from my card takings gradually. It works a lot better for me!”Bahzad Yad

Since 2013, business owner Bahzad Yad has been running Quick Stop Food & Wine, a convenience store in Vauxhall, London. The pressure of larger chain stores in his area is high, but with the help of several Business Cash Advances Bahzad has managed to stay competitive by refurbishing his store and being smart with stock.

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Education
"Everything about a bank loan is fixed, from the payments to when you pay it off. The terms are too rigid for a small business like this. With a cash advance, there’s no fixed payment amount or term. It’s extremely manageable too: we take customer subscriptions by card on a monthly basis and because pay back is taken at source, I don’t have to do anything. I just see the amount being paid off each month, which is wonderful!."Michelle Mason

After ten years running her educational daycare business, Gymboree Play and Music, owner Michelle Mason was looking to expand the franchise. To do this she would need some additional funding to support the expansion costs and help with cash-flow, so she spoke to Liberis to find out more about our Business Cash Advance.

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Retail
“The pay back terms are brilliant because if I have a quieter month, I don’t have to pay as much back.”Laura Buckingham-Brown

The Ivory Wardrobe, a wedding boutique in Buckinghamshire, stocks over 100 wedding gowns and bridesmaids dresses from internationally acclaimed designers. Although their gowns are custom ordered, the purchasing process within the wedding retail sector creates significant cash flow challenges for the business, which Liberis has helped to overcome.  

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Hospitality
"Liberis has really helped me grow the business. I wouldn’t go anywhere else. It really eases the cash flow and, running such a busy pub, I really need that flexibility." David Yates

After taking over The Swan Public House, Ipswich three years ago, owner David Yates has since grown the business into a successful music venue. To get there, he took out a Business Cash Advance which allowed his young business to access the finance it needed for refurbishment and purchasing equipment.

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Retail
“Some days we can put £1,000 through the card machine and on other days it can be £35 - but the payback mirrors this.  It really is the perfect funding for us.”Lynette MacArthur

Petals of Oban is an award-winning Interflora florist, providing the full range of floral gifts for all occasions. The business has received seven cash advances from Liberis, which have been used to refurbish the shop, purchase a new delivery vehicle and also give them the funds they need to purchase stock ahead of key times of year such as Mother’s Day or Valentine’s Day.

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Retail
“I’d suggest to any business, before going to a bank for funding to give Liberis a call, it’s all worked out fabulously for me.” Chris Whitton

Exotic Palms & Spas Ltd was started 15 years ago by owner Chris Whitton in Gillingham, Kent. With the cash advances from Liberis, Chris has been able to redesign and refit the Exotic Palms & Spas showroom and turn unused space upstairs into offices.

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Health and Beauty
“There’s simply no other funding option which would work as well for my business or even be available to me.”Emma Doggett

The Health and Beauty Rooms in Worthing is a luxury beauty, holistic and day spa offering an extensive range of beauty products and health treatments. Since first approaching us, they’ve received four advances to date – enabling them to buy new equipment, purchase stock and send staff on training courses.

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Retail
“The Liberis funding has been a great enabler, allowing us to fast-forward our growth. Without it, we’d be a year behind where we are now. It works perfectly for us. There’s more business growth to come and Liberis will continue to play a role in that. We see Liberis’ business cash advance as a part of the solution to get to where we want to be.”  Keith Swain, Director

Kenilworth Carpets, based in Warwickshire, provides carpets to customers throughout the UK as well as at star studded events around the world. They wanted funding that would suit their retail sales model, with flexibility to allow for the peaks and troughs in the business. A bank overdraft or credit cards didn’t appeal and they found the banks weren’t “falling over themselves” to help.

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Hospitality
“It’s completely hassle free allowing me to focus on the business and I’ve always cleared my advances within three or four months.” Peter Man

Peter Man has run Chinese Gourmet since 1999 making it one of Guernsey’s longest established take-away restaurants. Peter came across Liberis' business cash advance through Annecto, who supply his card processing terminal. As with much of the island trade, custom is prone to seasonal fluctuations making a business cash advance work well for purchasing stock ready for the high season.

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Registered in England and Wales No: 5654231. Address: Third Floor, Glen House, Glenthorne Road, London, W6 0NG
Liberis is a responsible financial provider. Liberis does not offer 'short-term loans'. The minimum expected duration of a Business Cash Advance is 120 days / 4 months and typical expected durations are 6-12 months. These business financing products are not consumer loans.