Cash Flow Finance For Small Businesses

The funding you need, when you need it, paid back when your customers pay you.

Small business cash flow loans

Keeping cash flow healthy is essential to any business, and for seasonal industries in particular, this can be a tough task during quieter periods. However, there are effective ways of keeping cash flow steady, Short Term Business Finance being a common solution used by many businesses. In fact, our 2016/17 SME Investment Survey found that 27% of businesses taking out finance are doing so for cash flow purposes. 

Our cash flow finance solution: A Business Cash Advance

At Liberis we offer a Business Cash Advance; an Alternative Business Funding Solution designed for small businesses, where we know cashflow can be up and down. The repayments mirror your cash flow so you only pay back when your customers pay you. From Hotel owners to florists, it’s designed to match fluctuations in small business cash flow and support those business owners. What’s more the way our technology works means that we’re able to approve over 70% of applications while keeping our focus on funding responsibly.

Once you receive your Business Cash Advance, repayments are effortless and automatic, through a small agreed percentage of your card takings. This means that your cash flow isn’t negatively affected by inflexible fixed payments, because if you’re earning more, you’ll pay back faster, and if you’re earning less, you’ll pay back slower.

Our team are very understanding and supportive of how small businesses work, and know that time is of the essence for our clients. Finance doesn’t have to be complex to be effective, which is why we’ve made it so simple to access a Business Cash Advance - you can get an instant quote online, apply in 5 minutes and receive a decision in just 24 hours. Whether you want to Apply Online or Over The Phone, it’s up to you. As long as you’ve been in business for 4+ months and take an average of £2.5K in card payments each month, then you’re eligible for a Business Cash Advance - and we’d love to help you out! 

Perfect for seasonal businesses 

Our SME Investment Survey also found that pubs and restaurants are the most likely SME sector to raise finance this coming year, with Retail shops, convenience stores and Salons following closely behind. These industries experience some degree of seasonality, which is why our Business Cash Advance is the solution of choice for thousands of UK businesses, helping bridge cash flow during quieter periods and fund expansion throughout the year. 

 

There are a lot of reasons why our Business Cash Advance works so well for small businesses, including that:

  • We offer finance from £2.5K-£300K
  • There’s one fixed cost, that never changes
  • Unlike most traditional loans, we don’t believe in late fees, APR or any hidden costs
  • Over 70% of applications are approved
  • We’re supported by the UK Government owned, British Business Bank

You can take a look at how repayments would work for your by using our Business Loan Calculator Here

The Liberis Business Cash Advance - Designed to help SMEs
  • Funding from £2.5k to £300k
  • One fixed cost; no APR, varying terms or penalty fees
  • A quick, easy and no hassle onboarding process
  • Higher approval rates than the banks
  • Flexible and painless repayments that support cash flow
  • 80% of customers use us again
Get Your Tailored Quote Now

Our new clever technology will will look at your business and give a quote that's tailored to you

  • One fixed cost from as little at 9%
  • No APR or penalty fees
  • Get a fast decision online without impacting your credit score
Get a quote

Supported by the UK Government

GOV.UK
Credit Awards 2018 logo
Commercial Finance
Hiscoxs Tec Track 2018
Founding member
The Association of Alternative Business Finance
Affiliate member
BFA Affiliate
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Registered in England and Wales No: 5654231. Address: Third Floor, Glen House, Glenthorne Road, London, W6 0NG
Liberis is a responsible financial provider. Liberis does not offer 'short-term loans'. The minimum expected duration of a Business Cash Advance is 120 days / 4 months and typical expected durations are 6-12 months. These business financing products are not consumer loans.