Business Stories


Lowe Farm B&B

Having spent years finessing her skillset in a variety of fields, Juliet Williams decided to take a leap of faith when she saw a gap in the market and chose to offer that skillset to the public. Utilising the additional space she had in her home in the beautiful countryside of Herefordshire, the award-winning Lowe Farm Bed & Breakfast opened and quickly prospered.

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Petals of Oban

Petals of Oban is an award-winning Interflora florist, providing the full range of floral gifts for all occasions. The business has received seven cash advances from Liberis, which have been used to refurbish the shop, purchase a new delivery vehicle and also give them the funds they need to purchase stock ahead of key times of year such as Mother’s Day or Valentine’s Day.


Quick Stop Food & Wine

Since 2013, business owner Bahzad Yad has been running Quick Stop Food & Wine, a convenience store in Vauxhall, London. The pressure of larger chain stores in his area is high, but with the help of several Business Cash Advances Bahzad has managed to stay competitive by refurbishing his store and being smart with stock.


Isobel May

Isobel May is a home and interiors shop located in Whitby’s historic Flowergate; stocking a mix of beautiful things for the home such as antiques, chinaware, and lighting. The shop is owned by Sue Tingle, who has worked with Liberis to purchase new stock and upgrade her store with the flexibility of our Business Cash Advance.


Diva Pets

Diva Pets is a dog groomers and pet supply store in Doncaster, UK. To secure their spot as the area's top groomers, owners Wayne and Dawn had to think outside the box when it came to their products and services. Find out how a Business Cash Advance helped them to do just that.


Pall Mall Physio

After 15 years working in public healthcare, business owner Ian Knowles decided he wanted to specialise as a Musculoskeletal physiotherapist; working full time for the NHS, and part for a private client base. Here's how Liberis helped him to grow his clinic!



After ten years running her educational daycare business, Gymboree Play and Music, owner Michelle Mason was looking to expand the franchise. To do this she would need some additional funding to support the expansion costs and help with cash-flow, so she spoke to Liberis to find out more about our Business Cash Advance.


Kenilworth Carpets

Kenilworth Carpets, based in Warwickshire, provides carpets to customers throughout the UK as well as at star studded events around the world. They wanted funding that would suit their retail sales model, with flexibility to allow for the peaks and troughs in the business. A bank overdraft or credit cards didn’t appeal and they found the banks weren’t “falling over themselves” to help.

Hair and beauty

The Health and Beauty Rooms

The Health and Beauty Rooms in Worthing is a luxury beauty, holistic and day spa offering an extensive range of beauty products and health treatments. Since first approaching us, they’ve received four advances to date – enabling them to buy new equipment, purchase stock and send staff on training courses.


The Ivory Wardrobe

The Ivory Wardrobe, a wedding boutique in Buckinghamshire, stocks over 100 wedding gowns and bridesmaids dresses from internationally acclaimed designers. Although their gowns are custom ordered, the purchasing process within the wedding retail sector creates significant cash flow challenges for the business, which Liberis has helped to overcome.  


Chinese Gourmet

Peter Man has run Chinese Gourmet since 1999 making it one of Guernsey’s longest established take-away restaurants. Peter came across Liberis' business cash advance through Annecto, who supply his card processing terminal. As with much of the island trade, custom is prone to seasonal fluctuations making a business cash advance work well for purchasing stock ready for the high season.

Hair and beauty

Exotic Palms & Spa

Exotic Palms & Spas Ltd was started 15 years ago by owner Chris Whitton in Gillingham, Kent. With the cash advances from Liberis, Chris has been able to redesign and refit the Exotic Palms & Spas showroom and turn unused space upstairs into offices.


The Potting Shed

Well-loved by locals and tourists alike Paul and Shelley's restaurant, The Potting Shed, has really begun to take off for us over the past few years. Here's how Liberis have helped them to support their growth and renovate the premises.


Gibsons Nightclub

Carleton Leonard's commitment to constantly improving his business, Gibsons Nightclub, has been key to the growth and sustainability of the venue. Here's how he's worked with Liberis to support development and become the best nightclub in town.