Business Cash Advance

We deliver finance to small businesses - simply and clearly. Our customers use us to access the funds they need in advance and only pay us back when they get paid - with payments taken via an agreed % of their customers' credit and debit card takings.

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  • Funds from £2.5k to £300k
  • One, agreed upon cost that never changes
  • Funding in as little as 24 hours
  • Only pay back when your customers pay you
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Congratulations, you’re eligible for a Business Cash Advance! You can find out more about how it works online, or get a quote and decision online – there’s no impact to your credit score.

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Thanks for submitting your info

Unfortunately, your business isn’t eligible for a Business Cash Advance at this time. In order to be eligible, you need to:

  • Take at least £2,500 in average monthly customer card takings
  • Have been trading for 4 months or more

If and when your situation changes, then please do come back to us, and we’d love to help!

Chantal Kirk
Perfect Day Florist

Award winning business finance

Our payment terms work at the pace of your business, with no hidden fees or penalties to slow you down. That means you can relax and get on with what you do best: running your business.

  • Apply with certainty

    You can get a decision online in under 5 minutes - all without impacting your credit score. And we usually say “yes”, with 70% of applications approved!
     

  • Only pay when you get paid

    Payments are taken via an agreed percentage of your customer credit and debit card takings - perfectly mirroring your business’ cash flow.

  • Support your business long-term

    Finance can help unlock potential – it’s not just there for the bad times. That’s why 75% of our customers come back to us time and again to make finance a part of their ongoing business success.

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Business stories

Here's what some of our customers have to say about Liberis Finance:

  • Bahzad Yad
    Quick Stop Food & Wine

    Quick Stop Food & Wine

    "I have used an overdraft and some facilities with the bank, but with Liberis I can take out more and pay it back as I earn from my card takings gradually. It works a lot better for me!"

    View Business story

  • Chantal Kirk
    Perfect Day Florist

    Perfect Day Florist

    "Working with Liberis is just lovely, they’re so easy to talk to and the process is so straightforward."

    View Business Story

  • Carleton Leonard
    Gibsons Nightclub

    Gibsons Nightclub

    "I think it’s just such a simple system; whoever came up with it should be applauded! It’s not paying back a hefty bank loan; it’s just paying back what you can actually afford."

    View Business Story

  • Ian Knowles
    Pall Mall Physio

    Pall Mall Physio

    "It’s all been very straightforward, and the repayments are manageable as they depend on my card takings for that day! The process happened quickly and was proficiently explained."

    View Business Story

  • Michelle Mason
    Gymboree Play and Music

    Gymboree Play and Music

    "Everything about a bank loan is fixed, from the payments to when you pay it off. The terms are too rigid for a small business like this. With a cash advance, there’s no fixed payment amount or terms."

    View Business Story

  • Lauren Buckingham-Brown
    The Ivory Wardrobe

    The Ivory Wardrobe

    "The payback terms are brilliant because if I have a quieter month, I don’t have to pay back as much."

    View Business STory

Free your business

At Liberis Finance, we’ve changed the way small business funding works, so you can get the money you need without worry and hassle.

 

Popular reasons to take out funding:
  • Purchase new equipment or stock
  • Refurbish premises
  • Run marketing / promotion campaigns
  • Grow your business
  • Hire extra staff
  • Cover the bills
  • Cash flow
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