Business Cash Advance (not currently on CBILS)

We deliver finance to small businesses - simply and clearly. Our customers use us to access the funds they need in advance and pay us when they get paid* - with payments taken via an agreed % of their customers' credit and debit card takings.

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  • Payments mirror your cash flow
  • One, agreed upon cost that never changes
  • Funding for all your business needs
  • Pay us when your customers pay you
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Congratulations, you’re eligible for a Business Cash Advance! You can find out more about how it works online, or get a quote and decision online – there’s no impact to your credit score.

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Thanks for submitting your info

Unfortunately, your business isn’t eligible for a Business Cash Advance at this time. In order to be eligible, you need to:

  • Take at least £5,000 in average monthly customer card takings
  • Have been trading for 4 months or more

If and when your situation changes, then please do come back to us, and we’d love to help!

Bobby Gordon
Fella Barbers

Finance designed for small businesses

Our payment terms work at the pace of your business, with no hidden fees or penalties to slow you down. A cash injection can help support your business during challenging times.

To be eligible for a Liberis Business Cash Advance your business must take an average of at least £2,500 per month in customer card transactions via an eligible acquirer (Worldpay, Fiserv (formally First Data), Cardnet or Elavon). 

  • Get a quote online

    You can get a tailored quote online without impacting your credit score.

  • Pay us when you get paid

    Your payments for finance mirror your cash flow, as they're taken as an agreed percentage of your business' daily customer card takings.Monthly payments are subject to a minimum monthly payment amount. 

  • Get repeat funding

    We're here to support your business thorugh the good times and the bad times. That's why 80% of our customers come back to us time and time again.

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Business stories

Here's what some of our customers have to say about Liberis Finance:

  • Bahzad Yad
    Quick Stop Food & Wine

    Quick Stop Food & Wine

    "I have used an overdraft and some facilities with the bank, but with Liberis I can take out more and pay it back as I earn from my card takings gradually. It works a lot better for me!"

    View Business story

  • Juliet Williams
    Lowe Farm B&B

    Lowe Farm B&B

    “Liberis has helped move Lowe Farm B&B forward in the quality of the business and our marketing and it has also brought more people to our local community.”

    View Business Story

  • Carleton Leonard
    Gibsons Nightclub

    Gibsons Nightclub

    "I think it’s just such a simple system; whoever came up with it should be applauded! It’s not paying back a hefty bank loan; it’s just paying back what you can actually afford."

    View Business Story

  • Ian Knowles
    Pall Mall Physio

    Pall Mall Physio

    "It’s all been very straightforward, and the repayments are manageable as they depend on my card takings for that day! The process happened quickly and was proficiently explained."

    View Business Story

  • Michelle Mason
    Gymboree Play and Music

    Gymboree Play and Music

    "Everything about a bank loan is fixed, from the payments to when you pay it off. The terms are too rigid for a small business like this. With a cash advance, there’s no fixed payment amount or terms."

    View Business Story

  • Lauren Buckingham-Brown
    The Ivory Wardrobe

    The Ivory Wardrobe

    "The payback terms are brilliant because if I have a quieter month, I don’t have to pay back as much."

    View Business STory

We're here to support you

Times are challenging and uncertain, but business can continue. At Liberis, we offer funding that can be used for a range of business needs. 

 

Popular reasons to take out funding:
  • Purchase new equipment or stock
  • Refurbish premises
  • Run marketing / promotion campaigns
  • Grow your business
  • Hire extra staff
  • Cover the bills
  • Cash flow
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*Subject to minimum monthly amount