We provide the funding you need, when you need it. You only pay back when your customers pay you, through a small agreed percentage of your customer debit and credit card transactions.
Whether you’re looking to grow your business or just tide things over in the short term, with our Business Cash Advance you only pay back when you get paid.
Planning something bigger for your business? Our Business Cash Advance is here to help you invest, strengthen and grow at any point in your journey - with better rates each time you refinance!
funded to UK businesses
customers recommend us
of customers get repeat funding
See what our customers say about us:
"The funding has allowed me to really change the face of the practice. It put me ahead of the game and the business is really benefiting. Plus there isn’t the stress of fixed repayments, because pay back is based on my credit card takings, so it doesn't hurt if we only have an ‘okay’ month."
"When we first spoke to Liberis two years ago, they were so easy to deal with - and have been ever since! Whenever we need to refinance it’s quick, it’s simple, it’s easy. It’s all taken care of online and the cash transfer is quick."
"I take card payments every day and lots over the telephone, so I just don’t miss the money. And I always know I’m going to be busy around Mothers’ Day, Valentines’ and Christmas too, so they cover a lot of the cost. It’s a big advantage over paying a monthly fee like you would with the bank."
"I think it’s just such a simple system; whoever came up with it should be applauded! A percentage of whatever you take in card payments goes directly towards paying your debt – if you could even call it a debt – so it’s so simple."
"As most small businesses can agree, the sustainability of cash flow can be put under a lot of pressure when dealing with fixed monthly payments. But by paying as a percentage of my card takings, as I do with Liberis, means that I only pay back as I earn."
At Liberis Finance, we’ve changed the way small business funding works, so your customers can get the money they need without worry and hassle. Supported by the UK Government owned British Business Investments, we’ve provided over £340m in funding to thousands of small UK businesses and won Alternative Lender of the Year two years running.