About us

Liberis is open for business during the challenging times and here to support you.

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  • Pay us as your customers pay you
  • Get a quote online
  • One, agreed upon cost that never changes
  • No hidden fees or penalties
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Congratulations, you’re eligible for a Business Cash Advance! You can find out more about how it works online, or get a quote and decision online – there’s no impact to your credit score.

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Thanks for submitting your info

Unfortunately, your business isn’t eligible for a Business Cash Advance at this time. In order to be eligible, you need to:

  • Take at least £2,500 in average monthly customer card takings
  • Have been trading for 4 months or more

If and when your situation changes, then please do come back to us, and we’d love to help!

Simone Taylor
The Golden Lion

Who are Liberis Finance?

At Liberis Finance, we’ve changed the way small business finance works, so that you pay when customers pay you.

  • Free your business

    Whether you’re looking to grow your business or just tide things over in the short term, we provide funding that you only pay back when you get paid, through a % of your customers' credit and debit card takings. 

  • Work with people who get you

    You know your business; we know finance. That's why we always listen carefully and work with you to offer the best finance options to meet your particular needs.

  • Make finance a part of your ongoing success

    We're here to support your business thorugh the good times and the bad times. 

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Liberis

Liberis Finance is part of Liberis, a leader in alternative finance solutions. 

Liberis develops technology, and builds key partnerships to improve small businesses’ access to funding. Whilst delivering finance solutions directly to small businesses via Liberis Finance, Liberis also provides a scalable, finance platform for partners to help them build more valuable relationships with their small business customers.
 

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Big thinking for small business finance

16,000

businesses have received funding

£400m

already funded to UK businesses

80%

of customers get funding again

9/10

customers recommend us

Careers

We have a vision to create and protect 100,000 small business jobs by 2020 through our funding. Each and every role at Liberis Group is vital in making this happen. 

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Our leadership team

From our people to our decisioning, and our technology too - together our leadership team has decades of experience in small business finance, so you know you’re in safe hands.

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Our history

Since 2007, we’ve helped thousands of small businesses access over £400 million in funding to support their growth. It’s been quite a journey, and we can’t wait to see where we go next . . .

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Partners

Besides delivering the Business Cash Advance, we also provide partners with the technology they need to offer easy and frictionless finance to their own small business customers.

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Meet our team

Meet some of the faces behind Liberis Finance!

  • Margo McAuley
    Senior Sales Executive

    Margo McAuley

    "In sales, the customer is at the heart of everything we do. Particularly as our sales team are with the customer all the way through their journey at Liberis - from their initial enquiry to the point that they receive their funds, and beyond! We are here to ensure the process is always running smoothly.

    My role involves discussing our products and services, and finding finance solutions for customers applying directly through our website."

  • Jack Regan
    Underwriting Manager

    Jack Regan

    "As Underwriting Manager, it's my responsibility to lead our team of skilled underwriters in using all the information presented to us to provide fast, fair decisions to our customers. 

    I’m passionate about ensuring as a team we treat each application on its individual merits and take the time to understand our customer’s business so we can make the correct, responsible decision that will benefit the business and allow us to successfully support them in the future."

  • Joe Khrais
    Product Manager

    Joe Khrais

    "My team create the range of digital experiences that allow our customers to effortlessly access the funding they need to grow and thrive! 

    By collaborating with our partners, we’re able to build a deep understanding of each and every customer - so we can build beautiful online experiences tailored to you. Our dedication to empowering customers and removing the complexity of business finance underlines everything we do."

  • Emma McCarthy
    Direct Marketing Executive

    Emma McCarthy

    "I work on a variety of assets for our current and potential customers. From organising monthly mailings that are sent all over the UK, to creating long-term email campaigns, I have a great insight into how we can effectively reach our customers. It's important to me that we offer engaging content through mutliple mediums, that also provides as much information on how our product works as possible.

    We have a genuine passion for the growth and success of small businesses and it's essential that this message is communicated effectively in our marketing material."

  • William Hand
    Tech Product Owner

    William Hand

    "I use a dash of problem solving, a stroke of creative thinking, and a pinch of data magic to help shape the systems and processes that let us deliver funds to our customers.

    Every business deserves to feel their journey to funding is fair, professional and personal - that's why we strive to keep these principles at the forefront of how we think about customers both externally and internally at Liberis."

  • Alexis Alexander
    Head of Legal

    Alexis Alexander

    "I head up the in house legal function for Liberis and work closely with all departments to make sure all the exciting projects we are working on (and there are lots of them!) are properly managed from a risk and legal perspective. 

    One of the reasons I joined Liberis is the importance it places on the customer. High growth, dynamic businesses like Liberis do not always consider legal as an important function: whereas Liberis recognises it is essential that we act ethically and in compliance with our legal obligations to our customers and partners. A key part of what I do is make sure that customer terms and conditions are clear and easy to understand so that the customer is certain of all the facts before entering into an agreement with Liberis."
     

  • Duncan Edwards
    Analytics Manager

    Duncan Edwards

    "My team and I use customer data to provide insights across the business and drive profitable growth for Liberis.


    Through a data-driven and customer-centric approach, we strive to reach out to customers with the right offer for them at the right price and at the right time. It’s important to us that the funding we provide is responsible and sustainable and ultimately benefits our customers’ businesses."

  • Alice Dick
    HR Business Partner

    Alice Dick

    "As HR Coordinator for Liberis' London office, I'm here to make sure our employees' experience runs as smoothly as possible - covering everything from onboarding new starters and answering employee queries, to running payroll too.

    As a HR department, we endeavour to ensure that the numerous needs of our employees are managed efficiently so that they are able to best serve our customers."

  • Oleg Kovalichin
    Head of Engineering

    Oleg Kovalichin

    "Liberis is a fast moving FinTech company, so our engineers are never bored! And my role involves managing our projects.

    We aim to respond to all requests from the rest of our Liberis team as efficiently as we can so we can continually improve our service.This ranges from making it easier for customers to submit their application through to making sure that same application can get funded as quickly as possible."

  • Mark Campbell
    Senior Sales Executive

    Mark Campbell

    "My role at Liberis is to look after the customers who want to be advanced anything over £60,000. So I focus on understanding the needs of businesses in the UK, and getting to know the people who run these businesses. In line with the Liberis values, I am dedicated to treating everyone fairly and ensuring they get to make informed business decisions with no pressure at the end of our conversation. 

    You can see my real-time availability and schedule time with me at https://calendly.com/mark-campbell-2."

  • Max Verploegen
    Partnerships Development Manager

    Max Verploegen

    "As a partnerships manager, I am responsible for managing and growing one of our strategic partnerships here at Liberis. In the partnerships team, you’re expected to interact with multiple disciplines throughout the business. Our aim is to transform small business finance through data, technology and partnerships.

    Bringing two companies together through a partnership to serve and share a common interest in best servicing our customers is an exciting and meaningful challenge!"

  • Ed McCaskey
    Graphic Designer

    Ed McCaskey

    "I'm responsible for the look and feel of the Liberis brand and all graphic design for Liberis. I'm always looking for ways I can add delight and inspiration to all design related content for the customer journey. It is important for me to help the customer to understand our purpose and values through the power of creativity and design!"