SME Finance UK

New intelligent pricing! No APR, just one fixed cost from as little as 9%

Finance designed for SMEs in the UK

Traditional avenues such as bank loans and Business Credit Cards are common considerations for businesses when they are researching sources of funding. But did you know there are more convenient ways for SMEs to access finance? Forget lengthy turnaround times and stacks of paperwork; our Business Cash Advance is designed to work seamlessly with your business every step of the way. From its simple application process to its 70% approval rate, there’s a reason 99% of our customers give us positive customer service feedback on FeeFo

You can get an instant quote, apply online in 5 minutes and get a decision in as little as 24 hours. Once you have your funds, your repayments will be small and automatic – taken effortlessly as a fixed percentage of your customer card takings. That means you’ll only ever pay us back when your customers pay you. It’s particularly beneficial for seasonal small businesses like Hotels or Pubs, because you’ll pay back less during quieter periods, and more when your takings are up.

Only pay back when you can afford to - it makes perfect business sense, doesn’t it?  

If you’ve been in business for over 4 months and take card payments, you can Get A Quote today with no obligation or credit checks!


Why a Business Cash Advance is an ideal solution for SMEs

There’s a reason thousands of SMEs are choosing alternative finance over more traditional means. Liberis offer funding for all purposes whether you’re looking to spice up your business with a refurbishment, bridge your cashflow, or need to fund marketing initiatives to grow your business – and it’s an unsecured form of funding too, meaning your home’s never at risk.

Other benefits to a business cash advance include that: 

  • Finance is available between £2.5K - £300K
  • There is just one fixed cost, agreed upon upfront
  • Unlike many loans, there are no hidden fees, penalties or additional costs. Ever.
  • You get free access to Handle, an all-in-one digital dashboard containing your credit data and online performance information
  • We’re supported by the UK Government owned, British Business Bank 

See how it would work for you

See how your monthly repayments would work based on your card takings and industry via our Business Loan Calculator and read our Customer Stories Here.


The Liberis Cash Advance - designed to help UK SMEs
  • Apply in minutes for £2,500-£300,000 and if successful see funds within as little as 24 hours
  • You pay back only when you earn – no fixed monthly payments
  • You keep 100% of your cash income
  • One clear cost, no APR
  • No fees, hidden charges or penalties. Ever
Apply in minutes

You can apply in a matter of minutes, and we can make a decision on the phone for you there and then.

  • One simple cost (no APR)
  • You need a credit/debit card terminal
  • You keep 100% of cash earnings
Get a quote

Supported by the UK Government

Credit Awards 2018 logo
Commercial Finance
Hiscoxs Tec Track 2018
Founding member
The Association of Alternative Business Finance
Affiliate member
BFA Affiliate
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Registered in England and Wales No: 5654231. Address: Third Floor, Glen House, Glenthorne Road, London, W6 0NG
Liberis is a responsible financial provider. Liberis does not offer 'short-term loans'. The minimum expected duration of a Business Cash Advance is 120 days / 4 months and typical expected durations are 6-12 months. These business financing products are not consumer loans.