Big thinking for small business finance

  • Funding for your business from £2,500 - £300,000
  • Funds in as little as 24 hours
  • Pay back little by little, through your customer card transactions
Get a quote Check eligibility
To get started we just need to ask you
Yes
No
Check if i’m eligible
Trustpilot
Thanks for submitting your info

Congratulations, you’re eligible for a Business Cash Advance! You can find out more about how it works online, or get a quote and decision online – there’s no impact to your credit score.

Get a quote
Thanks for submitting your info

Unfortunately your business isn’t eligible for a Business Cash Advance at this time. In order to be eligible, you need to:

  • Take at least £2,500 in average monthly customer card takings
  • Have been trading for 4 months or more

If and when your situation changes, then please do come back to us, and we’d love to help!

Get a decision online in as little as 5 minutes - we usually say "yes"!

Spotlight On: Fella Barbers

“We were looking to expand and add new chairs to the shop. So we spoke to Liberis Finance about their flexible funding solutions and took out our first Business Cash Advance with them in 2015. The extra funding meant we could flip the shop over and refit it entirely - whilst only paying it off as our customers paid us. We managed to fit another chair in to the shop and, as soon as we had that, things started to get really busy.”

Only pay back when you get paid

Payments to Liberis are taken via an agreed % of your customer credit and debit card takings - perfectly mirroring your business’  cash flow.

Flexible

Free your business with funding that you only pay back when your customers pay you, with payments taken via an agreed percentage of your card takings.

Fast

Get a decision online without impacting your credit score. And you could receive funding in as little as 24 hours.

Support

You know your business; we know finance. So we always work with you to find the best solution for your needs.

Growth

We’re here to help you invest, strengthen and grow - that’s why over 80% of our customers choose to refinance with us.

Get a quote

Alternative Business Finance Provider Of The Year

Supported by the UK Government owned British Business Investments, we’ve provided over £400m in funding to thousands of small UK businesses and won Alternative Lender of the Year two years running.

Get a quote

Business stories

See what our customers say about our business finance:

  • Chantal Kirk
    Perfect Day Florist

    Perfect Day Florist

    "When I first opened the shop here, I didn’t even have any scissors! Working with Liberis is just lovely, they’re so easy to talk to and the process is so straightforward."

    View Business story

  • Simon Falk
    Simon Falk Eyecare

    Simon Falk Eyecare

    "The funding has allowed me to really change the face of the practice. It put me ahead of the game and the business is really benefiting. Plus there isn’t the stress of fixed repayments, because pay back is based on my credit card takings, so it doesn't hurt if we only have an ‘okay’ month."

    View Business Story

  • Sue Tingle
    Isobel May

    Isobel May

    "Liberis’ funding is brilliant! I don’t even notice it being paid back and then it suddenly is. There’s no hassle. Plus I never had to worry if there’s a slow period."

    View Business STory

  • Carleton Leonard
    Gibsons Nightclub

    Gibsons Nightclub

    "I think it’s just such a simple system; whoever came up with it should be applauded! A percentage of whatever you take in card payments goes directly towards paying your debt – if you could even call it a debt – so it’s so simple."

    View Business Story

  • David Moore
    Valley Cruises

    Valley Cruises

    "As most small businesses can agree, the sustainability of cash flow can be put under a lot of pressure when dealing with fixed monthly payments. But by paying as a percentage of my card takings, as I do with Liberis, means that I only pay back as I earn."

    View Business Story

  • Wayne Brisco
    Diva Pets

    Diva Pets

    When we first spoke to Liberis two years ago, they were so easy to deal with - and have been ever since! Whenever we need to refinance it’s quick, it’s simple, it’s easy. It’s all taken care of online and the cash transfer is quick."

    View Business Story
Trustpilot
Get a quote