Big thinking for small business finance

  • Liberis is open for business and here to support you
  • Payments for finance mirror your cash flow
  • Pay back little by little, through your customer card transactions
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Congratulations, you’re eligible for a Business Cash Advance! You can find out more about how it works online, or get a quote and decision online – there’s no impact to your credit score.

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Unfortunately your business isn’t eligible for a Business Cash Advance at this time. In order to be eligible, you need to:

  • Take at least £5,000 in average monthly customer card takings
  • Have been trading for 4 months or more

If and when your situation changes, then please do come back to us, and we’d love to help!

Liberis are here to support you during the COVID-19 outbreak. Check out our small business resources here.

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Alternative Business Finance Provider Of The Year

Supported by the UK Government owned British Business Investments, we’ve provided over £400m in funding to thousands of small UK businesses and won Alternative Lender of the Year at the Credit Awards for two years running.

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Pay us when you get paid

Our payment terms work at the pace of your business, with no hidden fees or penalties to slow you down.

Flexible

Free your business with funding that you only pay back when your customers pay you, with payments taken via an agreed percentage of your card takings.

Adaptable

Our payment method works well in times of unpredicatable income, as it mirrors your cash flow. If business slows down, so will your payments.

Supportive

We know small businesses and the challenges they face. We are here to support you during these uncertain times.

Reliable

Our finance has one fixed cost which never changes. There's no hidden fees or penalties.

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Spotlight On: Fella Barbers

“We were looking to expand and add new chairs to the shop. So we spoke to Liberis Finance about their flexible funding solutions and took out our first Business Cash Advance with them in 2015. The extra funding meant we could flip the shop over and refit it entirely - whilst only paying it off as our customers paid us. We managed to fit another chair in to the shop and, as soon as we had that, things started to get really busy.”

Business stories

See what our customers say about our business finance:

  • Juliet Williams
    Lowe Farm B&B

    Lowe Farm B&B

    “Liberis has helped move Lowe Farm B&B forward in the quality of the business and our marketing and it has also brought more people to our local community.”

    View Business story

  • Simon Falk
    Simon Falk Eyecare

    Simon Falk Eyecare

    "The funding has allowed me to really change the face of the practice. It put me ahead of the game and the business is really benefiting. Plus there isn’t the stress of fixed repayments, because pay back is based on my credit card takings, so it doesn't hurt if we only have an ‘okay’ month."

    View Business Story

  • Sue Tingle
    Isobel May

    Isobel May

    "Liberis’ funding is brilliant! I don’t even notice it being paid back and then it suddenly is. There’s no hassle. Plus I never had to worry if there’s a slow period."

    View Business STory

  • Carleton Leonard
    Gibsons Nightclub

    Gibsons Nightclub

    "I think it’s just such a simple system; whoever came up with it should be applauded! A percentage of whatever you take in card payments goes directly towards paying your debt – if you could even call it a debt – so it’s so simple."

    View Business Story

  • Wayne Brisco
    Diva Pets

    Diva Pets

    When we first spoke to Liberis two years ago, they were so easy to deal with - and have been ever since! Whenever we need to refinance it’s quick, it’s simple, it’s easy. It’s all taken care of online and the cash transfer is quick."

    View Business Story
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